The pain

Insurance is one of the most heavily regulated industries for AI — and the penalties for non-compliance are severe. Your models touch credit decisions, health data, and employment outcomes simultaneously.

ECOA / Reg B Fair Lending (HMDA) HIPAA + AI State AI Acts

Laws that likely apply to you

  • ECOA / Regulation B — adverse action notices required for AI credit/underwriting decisions
  • Fair Lending (HMDA) — disparate impact analysis for AI lending models
  • HIPAA + AI — PHI in training data requires BAA and de-identification
  • State AI Acts — CO, CA, UT all have laws touching insurance decisions
  • California SB 942 — AI voice cloning disclosure in policyholder communications

What we do

We help insurance companies map their AI obligations, build governance programs, and prepare for audits. Our assessment tool shows exactly which laws apply to your organization.

Take the Assessment

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Informational only — not legal advice. Consult qualified counsel for binding guidance.